Fee Schedule

Pay by credit card

Rates and Insurance

Optional initial consult Free

Intake session$170.00

50-minute sessions
(Individual, couples, families)$120.00

80-minute session:$170.00

Pre-paid package (if not using insurance)
Five, 50-minute sessions:$525.00

Reduced-fee services:
The “Great Recession” has impacted most of us. It's hard to meet our financial obligations and have money left over for our own personal care. Yet, it is during difficult life situations that we need to take care of ourselves the most.

I offer a limited number of reduced fee sessions each week. These appointments are available before noon, Monday thru Thursday. If financial reasons are holding you back from taking care of yourself, please ask me about these appointment times.

Insurance

I am an in-network service provider with Blue Cross and Blue Shield of Minnesota. Be sure to check your coverage carefully by asking the following questions:

  • Do I have mental health insurance benefits?
  • What is my deductible and has it been met?
  • How many sessions per year does my health insurance cover?
  • What is the coverage amount per therapy session?
  • Is approval required from my primary care physician?

Out-of-Network Provider: Often insurance plans include benefits for out-of network providers. Check you plan to see if you have this type of benefit.

Health Savings Accounts (HSA), Flex Spending Accounts (FSA) are often coupled with high deductable health plans. Therapeutic services may be an eligible benefit so check your plan to see if you are covered.

Private Pay: If you are not using insurance, pay by cash or check at the time of your session. For your convenience, pay in advance using PayPal. Purchasing a pre-paid package provides a discount for your services.

Paying Privately for your sessions may be an advantage for several reasons.We will determine your individual needs, goals, and treatment strategy instead of the requirements of your insurance company. Many plans place restrictions on which therapist you can see, the number of sessions covered, as well as the focus of services. When insurance covers therapy, carriers require a mental health diagnosis to verify the "medical necessity" of services. They also have the right to request assessment, diagnosis, and treatment information. Certain diagnoses may raise concerns when trying to obtain life or health insurance with other carriers in the future.

See Frequent Questions for more information.

Cancellation Policy

Please call 24-hours in advance of your appointment to change or cancel your appointment. I reserve the right to charge the full fee for last minute cancellations or no shows.  Of course, there are often last minute emergencies that occur. If this is the case, please give me a call as soon as possible to explain the circumstances.

Contact Kreofsky Counseling Services for more information